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HABIB METROPOLITAN BANK LIMITED |
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Product Name |
Mode |
Type of Product |
Basis for Pricing |
Tenors |
Target Customers |
Murabaha |
Corporate, SME Consumer |
Corporate, SME Consumer |
Linked with KIBOR and LIBOR |
15 days-2 years |
• Textile (Weaving, Spinning, Garments and Towel etc.) • Steel • Rice • Plastic • Miscellaneous • Fertilizer • Food (Non Perishables) • Electronic • Construction |
Ijarah |
Ijara MBT |
Corporate, SME Consumer |
Linked with KIBOR and LIBOR |
1 year to
5Years. 7 years (for consumer) |
-do- |
Diminishing Musharaka |
Diminishing Musharaka |
Corporate, SME Consumer |
Linked with KIBOR and LIBOR |
1 year-20 years |
-do- |
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Product Name |
Mode |
Type of Product |
Tenors |
Profit Calculation |
Target Customers |
PLS Savings Account |
Musharaka
| Saving |
NA |
Daily Product Basis |
Individuals, proprietors, partnerships SME and corporate etc. excepts for those entities prohibited by Shariah. |
Current Account |
Qard
| Current |
NA |
NA |
-DO- |
FDR (Fixed Deposit -Habib Islamic Investment Certificate) |
Musharaka |
Term |
7 days-5 years |
o Profit are paid at maturity according to tenor of FDR (HIIC) on the basis profit rate declared |
-DO- |
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