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| SONERI BANK LIMITED |
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| Product Name |
Mode |
Type of Product |
Basis for Pricing |
Tenors |
Target Customers |
| Murabaha |
Murabaha |
Corporate and SME |
KIBOR plus Margin |
As per requirements of the Bank and client and Bank's Policy |
Manufacturers, Importers/Exporters |
| Salam |
Salam |
Corporate and SME |
KIBOR plus Margin |
As per requirements of the Bank and client and Bank's Policy |
Manufacturers, Importers/Exporters, Traders |
| Ijarah |
Ijarah MBT |
Individuals, Corporate and SME |
KIBOR plus Margin |
ownership of assets, mortgage of property, Pledge, Hypothecation of Stock |
Manufacturers, Importers/Exporters, Traders |
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| Product Name |
Mode |
Type of Product |
Tenors |
Profit Calculation |
Target Customers |
| Soneri Jari Account |
Qard |
Current |
NA |
NA |
Individuals, Partnerships, Joint Account Holders, Companies, Trusts, etc |
| Soneri Bachat Account |
Musharaka |
Saving |
NA |
Monthly Average Balance |
Individuals, Partnerships, Joint Account Holders, Companies, Trusts, etc |
| Soneri Munafa Account |
Musharka |
Saving |
NA |
Daily Product Basis |
Individuals, Partnerships, Joint Account Holders, Companies, Trusts, etc |
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