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AlHuda Calendar 2026

International Events & Training Calendar 2026

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AlHuda CIBE

ROYAL BANK OF SCOTLAND

 

Asset Side Products

 
Product Name Mode Type of Product Basis for Pricing Tenors Target Customers
Islamic Home Finance Diminishing Musharaka Consumer Home Financing Return is rent based. Rate of Return is
benchmarked with KIBOR
3-20 years Return is rent based. Rate of Return is benchmarked with KIBOR
Murabaha Working Capital Finance Murabaha Corporate / Commercial / SME Profit rate benchmarked with KIBOR 2 weeks-1 year Corporate / Commercial / SME Clients
Islamic Medium & Long Term Financing Facility for Corporate & SME Customers Diminishing Musharaka Medium & Long Term Financing to Corporate and SME Customers Return is rent based. Rate of return is benchmarked against KIBOR 1-7 years Return is rent based. Rate of return is benchmarked against KIBOR
Sight Letter of Credit and Usance Letter of Credit Murabaha Corporate / Commercial / SME Non funded:As per schedule of charges and discount if any from time to time. Funded: Profit rate benchmark with KIBOR. L/C:1 week, Acceptance:15 days-180 days Corporate / Commercial / SME Clients
 

Liability Side Products

 
Product Name Mode Type of Product Tenors Profit Calculation Target Customers
Islamic Current Account Qard-e-Hasna Current No NA Individuals, Joint Account Holders (Local and Foreign), Companies, Corporate, Trusts,
Islamic Savings Account Hybrid of Mudarabah and Musharakah Saving No Profit will be calculated on P&L sharing basis on daily accruals. Weightages will be announced at the beginning of very month. Individuals, Joint Account Holders (Local and Foreign), Companies, Corporate, Trusts,
Islamic Term Deposit Hybrid of Mudarabah and Musharakah Tern 1 month (Presently offering 1 month, but later will also offer 3 month/6 month/1 year/3 years etc) Profit will be calculated on P&L sharing basis on daily accruals. Weightages will be announced at the beginning of every month. Individuals, Joint Account Holders (Local and Foreign), Companies, Corporate, Trusts,
Islamic Home Finance Offset Saving Account Hybrid of Mudarabah and Musharakah Term 3 months, 6months and 3 years Monthly Individuals, Joint Account Holders (Local and Foreign), Companies, Corporate, Trusts,
Our Products

What we bring to you

Takaful Consultancy Wing

Takaful Consultancy Wing is a proactive service of AlHuda CIBE managed by a team of highly qualified and competent Takaful professionals.

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Sukuk Research Portal

Sukuk Research Portal is a unique platform, to access latest information on Sukuk. It provides the latest Sukuk news.

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CEIMF

Facilitates and strengthens the Islamic Microfinance Industry to create a sound economic and social growth.

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Halal Research Council

Halal Research Council (HRC) is working globally on Halal certification, Education, Trainings & publications.

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AlHuda Today

Towards the pursuance of our goal to promote Islamic banking and finance all over the globe, AlHuda CIBE is working diligently.

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True Banking Magazine

True Banking is a bi-monthly magazine, which mirrors the knowledge of Islamic finance & banking in all its activities.

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our blog

Our latest news

testimonial

What our clients says?

Mr. Shafqaat AhmedCountry Head, AlBaraka Islamic Bank Limited - Pakistan

Alhuda CIBE offers trainings that are regular, and their quality is very good. There are only fewer organizations which are giving trainings of Islamic banking to young professionals that is much appreciable.

Abdul RaqibExecutive President, Bank Islami Bangladesh

I am really impressed and motivated to see AlHuda CIBE efforts towards development and promotion of Islamic Banking in Pakistan. It will be an honor for us if AlHuda organize such awareness activities in Bangladesh.

Governor.State Bank of Pakistan.

We hope that AlHuda CIBE effort for promotion of Islamic Banking through holding training programs and organizing seminars will continue for the benefit of Islamic the Banking Industry in Pakistan as well as aboard.

Pervaiz SaidPresident of Chief Executive Officer, Dawood Islamic Bank Ltd.

AlHuda has taken up the subject seriously and after due consideration, I feel that we should promote and encourage the people in his serious effort. In a way, AlHuda CIBE has shared our burden.

Prof. Dr. Khawaja Amjad SaeedPrincipal Hailey Collage of Banking and Finance, The Punjab University - Lahore

This is a great initiative to aware & educate the people and spread the message of Islam. ALHUDA is doing a very good job and we must be promote it.

Dr. Zubair UsmaniShariah Advisor, MCB Bank Limited

The achievements of Alhuda CIBE are wonderful. AlHuda should also introduce some courses to Islamic scholars so that they could have conventional banking trainings as well so that their knowledge of supervision should be two pronged in order to judge the both systems.

Mr. Muhammad Kamran ShahzadDeputy Governor, State Bank of Pakistan

I would once again applaud the efforts of Al Huda CIBE for arranging the Conference, Trainings and workshops and hope that Alhuda CIBE will be successful in meeting the objectives and contribute to further developments of Islamic banking in Pakistan and abroad.

Mr. Hasan Aziz BilgramiChief Executive Officer, BankIslami Pakistan Limited

I appreciated the effort of AlHuda CIBE to spread Islamic Banking Awareness and Education through Conferences, Magazines, Workshops and Trainings. I wish Alhuda CIBE may attain the sublime grandeur in fame and development.

Kazi Abdul MuktadirManaging Director, NIBAF-State Bank of Pakistan

Although AlHuda CIBE is our competitor but we love to support Alhuda CIBE as it facilitates people to learn various aspects of Islamic banking and finance. We will keep on helping each other for the promotion of banking and finance knowledge in Pakistan and all over the world.

Abdul Qadir FitratGovernor, Central Bank Afghanistan

I would like to thank AlHuda Centre of Islamic Banking and Economics to work for the first initiative towards spreding the knowledge of islamic banking and finance in Afghanistan.

Haji Abdul Malik KassimMinister for Religious Affairs Penag - Malaysia

Through signing MoU, with AlHuda CIBE & Halal Research Council (A subsidiary of AlHuda) we will work closely for the promotion on Halal industry in the world. It was a very significant moment.

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